You wake up ten thousand dollars in the hole, and the man holding the note is very polite about it. Mr. Smith does not break legs. He offers options, and every option is a slightly better deal than the last one you refused. DebtLoop is an NSFW debt-survival sim.

You get one action per phase — morning, noon, evening, night — against a progressive interest rate that tightens every day you fall behind. Clean work is slow. Corrupt work is fast, and it costs you in intelligence, submission, and the part of yourself that still finds any of this unusual. The loop is the point: the faster you try to escape, the deeper you go. The same scene reads in a different voice as you fall — four heroine states, from a woman embarrassed by all of this to one who no longer remembers why she would be.

Eleven endings, and only one of them is freedom. A rework of Debt by edenecstacy, built on Rising Debt by HoratioTheGreat (F95 thread). Full credits are in the in-game Author's Corner.